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Workers Compensation Lawyer FAQ
Serving all of Pennsylvania
My employer told me to file for short-term disability. What should I do?
Many times an employer may tell an injured worker to apply for short-term disability (STD) rather than file a workers compensation claim. The employer may be seeking to limit its exposure with regard to workers' compensation insurance premiums. However, STD provides several disadvantages to an injured worker.
- STD is taxable; workers' compensation benefits are not.
- Most STD plans offer benefits for a closed period of time, usually less than one year. Workers' compensation benefits can continue indefinitely.
- If an injured worker waits until STD benefits expire to file a workers' compensation claim, he/she may have missed the 120-day notice provision of the Act and be barred from receiving workers' compensation benefits.
- Under most STD plans only total disability is compensated. Workers' compensation provides for partial disability benefits.
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The workers compensation lawyer team at Michael J. O'Connor & Associates is ready to begin tackling your legal problem today. Email or Call our toll free number at 1.800.518.4LAW for a free initial consultation and review of your case.
